_Position: Cover Archives - Page 9 of 35 - Retirement Income Journal

‘APIs’ and the Future of Annuities

By Kerry Pechter Thu, Jul 25, 2019

Catching up with the 'application programming interface' technology train is essential for annuity issuers. APIs integrate annuities into advisor platforms, reduce NIGO applications, and give clients a fluid online...

Published July 25, 2019

T. Rowe Price Launches Retirement Payout Vehicle

By Kerry Pechter Thu, Jul 18, 2019

'Retirement 2020’s managed payout program is not a 5% withdrawal annually; rather, it pays 5% of the rolling 60-month NAV,” a T. Rowe Price spokesperson told RIJ. 'The participant...

Published July 18, 2019

Envestnet’s Big Annuities Play

By Kerry Pechter Thu, Jul 11, 2019

Envestnet, with the help of six major annuity issuers, has built a platform where advisors from broker-dealers, banks and RIAs can blend insurance products and investments in the same...

Published July 11, 2019

FIAs for Retirement Income (Why Not?)

By Kerry Pechter Thu, Jun 27, 2019

In this last article in our series on fixed indexed annuities, we consider the potential role of FIAs in providing retirees with guaranteed lifetime income. We find FIAs to...

Published June 27, 2019

The Derivatives that Power Index Annuities

By Kerry Pechter Thu, Jun 20, 2019

FIA owners can pick from an array of choices as cryptic as those on a roulette table. But if they don't understand options, how can they evaluate these safe...

Published June 20, 2019

Allianz Life’s Index Annuity Winning Streak

By Kerry Pechter Thu, Jun 13, 2019

In this second article in a four-part series on the fixed index annuity (FIA) business, we profile Allianz Life, the top issuer of FIAs in the US in 18...

Published June 13, 2019

The Index Annuity Story, Part I

By Kerry Pechter Thu, Jun 6, 2019

'Zero is the hero' in fixed index annuities, which offer upside without risk of loss. In this first article of a four-part series on FIAs, presented by Retirement Income...

Published June 6, 2019

Is the SECURE Act Too Weak to Make a Difference?

By Kerry Pechter Thu, May 30, 2019

Yes, there's a new 'safe harbor' for selecting an annuity provider for a 401(k) plan in legislation that appears headed for the president's signature. But there's no sign that...

Published May 30, 2019

‘An Economist Walks Into a Brothel’

By George A. (Sandy) Mackenzie Thu, May 23, 2019

The legalized version of the world's oldest profession offers a test-case of risk and reward in Allison Schrager's new book, subtitled, 'And Other Unexpected Places to Understand Risk.' ...

Published May 23, 2019

Three Annuity Cures for Sequence Risk

By Kerry Pechter Thu, May 16, 2019

New York Life and Fidelity have introduced a variable annuity with principal-protection over 10 years. Similar protection could be obtained with an indexed annuity or with a combination of...

Published May 16, 2019

How Debt Affects Retirement

By Kerry Pechter Fri, May 10, 2019

“Remaking Retirement? Debt in an Aging Economy," was the theme of the 65th annual symposium of the Wharton School's Pension Research Council, held last week in Philadelphia. (Photo: Kitchen...

Published May 10, 2019

It’s No Joke: The Fed’s Comic Book is Wrong

By Kerry Pechter Thu, May 2, 2019

The educational comic book from the New York Fed means well but perpetuates the myth that money was created in the private sector to facilitate barter and enabled commerce...

Published May 2, 2019

Annuities that Pay Cash Back Rewards

By Kerry Pechter Thu, Apr 25, 2019

Gainbridge, a insur-tech startup, aims to sell fixed deferred and period certain income annuities online. Its sister company, Relay, uses annuities to fund cash back rewards cards. Both firms...

Published April 25, 2019

New Research on 401K Plans, from Top Researchers

By Kerry Pechter Fri, Apr 19, 2019

Boston College, DCIIA and Morningstar provide new research on Britain's 'NEST' experience with auto-enrollment, custom TDFs and why replacing bad 401k investment options is a good idea.

Published April 19, 2019

Tell Us What You Really Think

By Kerry Pechter Thu, Apr 11, 2019

At the LIMRA-Society of Actuaries Retirement Industry Conference in Baltimore last week, Scott Stolz from Raymond James, Greg Jaeck from Edward Jones and Jarrod Fisher from Simplicity Financial Distributors...

Published April 11, 2019

Why Indexed Annuity Sales Are So Strong

By Kerry Pechter Thu, Apr 4, 2019

Many factors are driving the increase in indexed annuity sales: More manufacturers, better products, more distributors, competitive commissions, aging boomers, and relaxed regulation. But does the bubble contain the...

Published April 4, 2019

Lessons from a Living (DC) Experiment

By Kerry Pechter Thu, Mar 28, 2019

Israel has found that even a mandatory defined contribution system can’t resolve all of the behavioral, economic, or administrative issues that prevent low-income and minority workers from saving for...

Published March 28, 2019

What Advisors Want from Annuity Issuers

By Kerry Pechter Thu, Mar 21, 2019

This week, RIJ received a press copy of “What Advisors Want from Annuity and Insurer Providers-2019,” a study by Practical Perspectives, a Boxford, MA-based financial services market research...

Published March 21, 2019

Talking Annuities with AIG’s Todd Solash

By Kerry Pechter Wed, Mar 13, 2019

Solash, who leads AIG's Individual Retirement business, spoke with us about the company's approach to the annuity market. The NAIC recently reported AIG's overall Life and Retirement businesses as...

Published March 14, 2019

Risks that Can Ruin a Retirement, Part II

By George A. (Sandy) Mackenzie Thu, Mar 7, 2019

In retirement, "risk" can turn from an object of pursuit to an object of avoidance. In the second installment of a two-part article, our guest columnist continues his discussion...

Published March 7, 2019

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