Kerry Pechter, Author at Retirement Income Journal

Articles by Author: Kerry Pechter

Editor and Publisher of Retirement Income Journal, Kerry Pechter is author of Annuities for Dummies (Wiley, 2008) and former editor of the SourceMedia publication, Annuity Market News/Retirement Income Reporter. He has been an annuity columnist for Senior Market Advisor, and his feature articles have appeared in The New York Times, Wall Street Journal, Men's Health and many other national publications. From 1997 to 2006, he was a writer and editor supporting the Retirement Resource Center at The Vanguard Group. In 2009, he traveled to Taiwan and reported on the retirement industry there as a fellow of the National Press Foundation. A graduate of Kenyon College and recipient of a fellowship in creative writing at Indiana University, Pechter resides in Emmaus, PA, with his wife Lisa, the director of marketing and publicity for the Pennsylvania Shakespeare Festival at DeSales University.

Greetings from the First ‘Retirement Management Forum’

By Kerry Pechter Thu, Dec 6, 2018

Some 200 members of the Investments & Wealth Institute (IWI) came to Amelia Island, Florida, this week to learn about the principles underlying the Retirement Management Advisor designation, which...

Published December 6, 2018

Annuities ‘Compensate’ Even Short-Lived People

By Kerry Pechter Thu, Nov 29, 2018

'Nature wants us to pool longevity risk,' writes annuity expert Moshe Milevsky. He explains why in a new paper, 'Swimming with Sharks: Longevity, Volatility and the Value of Risk...

Published November 29, 2018

Where the Income Puck is Going

By Kerry Pechter

Producers selling indexed annuities with living benefits in the context of the semi-robo retirement income plans: This is emerging model for selling income products to Boomers. It’s not ideal....

Published November 29, 2018

2018: A come-back year for indexed annuities

By Kerry Pechter

Indexed annuities were once the problem child of the annuity world. Now, having survived the Obama Department of Labor's attempt to corral them, they're more like the darling of...

Published November 29, 2018

Employer Match vs. Auto-Enrollment; The Winner Is…

By Kerry Pechter Thu, Nov 22, 2018

'Most of the estimates from the literature substantially understate the effect of matching,' write analysts Nadia Karamcheva and Justin Falk of the Congressional Budget Office's Microeconomic Studies Division. (Image...

Published November 22, 2018

‘Auto-Portability’ Gets Closer to Reality

By Kerry Pechter Thu, Nov 15, 2018

After five years of pitching their idea for automatically moving assets from one 401(k) plan to the next when a worker changes jobs, Retirement Clearinghouse this week received the...

Published November 15, 2018

Ohio National Sued for Compensation Breach

By Kerry Pechter

So far in November, three variable annuity sellers, including Commonwealth Financial, have filed federal class action lawsuits against Ohio National Life, which this fall left the annuity business and...

Published November 15, 2018

A Retirement Income Plan from United Income

By Kerry Pechter

One of the smallest of the robo-advisors (United Income) has some of the biggest backers (Morningstar's chairman and eBay's founder) and a veteran (HelloWallet) CEO. RIJ asked United Income...

Published November 15, 2018

‘I’m Not Retired. I’m Independent.’

By Kerry Pechter Thu, Nov 8, 2018

Unlike, retirement, “independence” has no demeaning or dismissive connotations. Every American yearns for independence. It’s the ideal on which our country was built. When’s your Independence Day?

Published November 8, 2018

New Bedfellows: Richard Neal and the 401(k) Industry

By Kerry Pechter

As the next Ways & Means chairman, the liberal Massachusetts congressman won't just be the gatekeeper of retirement legislation. He’s also the only legislator who can ask for President...

Published November 8, 2018

What’s Up, Doc Huffman?

By Kerry Pechter Thu, Nov 1, 2018

Ohio National Life's withdrawal from the annuity business continues to rile advisors and broker-dealers who carry a lot of the insurer's rich old living benefit products on their books--and...

Published November 1, 2018

An Industry Haunted by Its Own History

By Kerry Pechter

The ghost of demutualization haunts much of the annuity industry today. But that topic was not on the agenda of the annual LIMRA conference in New York earlier this week...

Published November 1, 2018

Honorable Mention

By Kerry Pechter Thu, Oct 25, 2018

Arthur Laffer, the supply-sider, dabbles in financial wellness; BBVA launches robo-advice tool on BNY Mellon Pershing platform; Migration to bonds finally reverses: TrimTabs.

Published October 25, 2018

Which Annuities Pay Out the Most?

By Kerry Pechter

The answer depends on whether your clients want income to start now or in five years or 10 years. Indexed annuities offer the highest minimum income guarantees, if you...

Published October 25, 2018

‘RIAs, You’ve Got to Try This’: Macchia

By Kerry Pechter Wed, Oct 24, 2018

'A recent article said that high valuations make this the worst possible time to retire. I say, This is the perfect time to retire if your advisor has provided...

Published October 25, 2018

Will Fee-Only Advisors Warm to Annuities?

By Kerry Pechter Fri, Oct 19, 2018

At the National Association of Personal Financial Planners' meeting in Philadelphia this week, Wade Pfau of The American College and David Lau of DPL Financial Planners urged fee-only advisors...

Published October 19, 2018

Ohio National Hits the Trail

By Kerry Pechter Thu, Oct 11, 2018

Advisors who sold rich Ohio National variable annuities with guaranteed minimum income benefits are fuming at the insurer's announcement that it would no longer pay "trail" commissions to certain...

Published October 11, 2018

Meet the Dare-Devils Who Own Annuities

By Kerry Pechter

In an elaborate media event to launch the Alliance for Lifetime Income, a jet-car driver, a shark wrangler, and four C-level life insurance company executives gathered in and around...

Published October 11, 2018

Red Bulls and Blue Bears

By Kerry Pechter Fri, Oct 5, 2018

After the 2016 election, Republicans shifted toward equities and Democrats shifted toward bonds. MIT researchers found that out of step with the classic image of the ‘rational investor’ and...

Published October 5, 2018

Guess What: America Is Rich

By Kerry Pechter

Warning: Ingestion of the contents of this column may cause symptoms of apoplexy and dyspepsia among disciples of classical macroeconomics, neo-liberalism, or 'deficit hawks' in the US Congress. ...

Published October 5, 2018

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